Bored
I am not entirely sure what I did with all my time before children. I was busy, sure. But I distinctly remember being "bored" at times.
Most of my free time nowadays is spent doing homework or chores/errands. I haven't had time to watch my soap opera or TV of any sort, really. I have three tests next week starting on Sunday (well, it's due by Sunday midnight since it's an online test - I will probably tackle it tonight to get it out of my hair!) so I have been working diligently on those reviews. The main one sucking up my time is Algebra. But I have finished the review for that and after I take my test tonight I can chill on that a bit.
Tuesday I have Anatomy & Physiology Lab test, and then Friday Anatomy & Physiology Lecture test. I am pretty sure that eventually A&P will go hand-in-hand but right now they are not on the same subject matter and it just feels like Lab is an extra course we don't get credit for. So, like in Lecture, we are learning about the chemistry inside the body. In Lab, we're studying cell anatomy. Yeah, not really the same thing at all.
So, lately I stay up until about midnight (burning the proverbial midnight oil...) and get about 5-7 hours of sleep. Last night I got about 5 so I am kind of testy today.
On the bright side we got out tax refund, so I am thinking of getting a second Stokke seat for Cameron. The rest is going to credit cards.
Speaking of credit - normally we get a credit report done about yearly, just to make sure things are up to snuff. Well, mine had a collection on it! From the water company we had in California. But not the most recent one, the one we had when we moved out of the condo after selling it.
So, apparently despite forwarding addresses, calling to cut off service, restart service at a new location... they couldn't figure out the new address we were at to send a final bill. Well, of course in the hustle and bustle of moving I wasn't keeping the greatest of records of what I got, paid, filed, etc.
So I check my report and there has been a collection on me since - get this - DECEMBER 2007. We moved out of the condo in November 2006. We didn't even leave California until December 2007. So I call the water company to get the information for the collection agency. I call them up, explain the situation, where she tells me that they don't normally "go after" you if the amount is under $100.
Well how the heck was I supposed to know there was anything past due without any sort of contact? I have gotten things forwarded from the post office in California so I *know* it worked okay.
So, fine. I ask her how much I owe them to get the thing taken care of and taken off my report.
Seventy-four dollar. Seventy-four dollars was all that was past due. I told the woman that was the most ridiculous thing I'd ever heard of, especially considering every one of our monthly bills was paid on time and in full. She agreed, we laughed about it, and she told me that she has seen a collection account for the amount of $4.93. But over time, compounding interest, and all that it had gone up to a whopping $19-something.
Now that that is taken care of (and after much, much seething) that is all fine and dandy. Takes about a month for it to come off the report with no ill effects. I ended up owing them a bit under $100 after fees and what not (grumblecakes!!) but whatever.
Anyway, the REASON I was checking my credit report is that we are (slowly!) paying credit cards off and I wanted to see where we were at according to the report.
So that goes to show you that you should check your own credit report yearly! Go do it now! :)
Now, the Facebook thing. Apparently some shady characters were trying to get into my account so they put it on lockdown. Then later I tried to log into Google to check my calendar and they told me there had been suspicious activity and that I should change my password. So... I did. And all my other passwords, as well. I can't imagine what I have that anyone wants, but whatever. :P






